◆ Toronto, ON · Incorporated ProfessionalsYour corporation is accumulating retained earnings. Is anyone planning for them?
Corporate investment and tax strategy for incorporated professionals — built and managed by one team.
What the corporation is holding, and why
Corporate investment strategy built around what the corporation is actually for.
- Retained earnings put to a defined purpose
- A corporate structure doing what it could be doing
The tax picture, joined up
Tax preparation is in-house, so the corporate return and the investment strategy are not designed by two people who have never spoken.
- Corporate return and investment strategy designed together
- Tax preparation handled in-house
Your personal plan alongside it
Most of the value in an incorporated structure only shows up when the corporate and personal plans are built together.
- Corporate and personal planned as one picture
- Held personally, corporately, or both
Estate and succession
Your estate plan is coordinated alongside your investments and your tax return, not left to you to join up.
- Estate coordinated with investments and tax
- Succession considered as part of the whole picture
The advisor you will actually be working with.
Luca leads The Ciminelli Group, a full-service wealth management practice serving families across the Greater Toronto Area — Richmond Hill and King City, where he lives, through to Oakville, Mississauga and central Toronto, where he grew up.
“We just want to be an extension of their family.”
Clients frequently describe the first conversation as the most thorough financial conversation they have had.
The gap
Your accountant files the return. Your bank advisor manages a portfolio. Neither of them has ever put the two halves of your financial life on the same page.
One team, not four
An advisor at one firm, an accountant at another, a lawyer seen once a decade, an insurance broker you cannot quite remember appointing. We replace the committee.
Tax prepared in-house
Your investment strategy and your tax strategy are built together rather than bolted together in April.
Planning across generations
The planning horizon includes your children and grandchildren. Most of our client relationships eventually include them too.
What we cover
Incorporated professionals with $500,000 or more in investable assets.
Physicians, dentists, lawyers, consultants and engineers — held personally, corporately, or both.
Toronto, ON
Start with a conversation.
Forty-five minutes on your full picture — corporate and personal. Then a written plan, at no cost.
Book your complimentary financial planning session